smsf accountant and smsf accounting services
As your SMSF accountant, DKM focuses on delivering clarity where it matters. We record contributions and withdrawals, manage investments across property, shares, crypto and art, and apply SIS Act expertise to keep your accumulation and pension phases compliant and distinct. With practical tax advice and a fixed-fee external audit completed within two weeks, you can stay focused on growing your fund without getting caught in complexity.
meet our smsf accountants
Our SMSF accountants provide advice where trustees often need it most: contribution limits, minimum pension payments, limited recourse borrowing arrangements (LRBAs), and estate planning within your fund. With accredited CAs, CPAs and IPAs on hand, you get clear answers on how regulations apply to your specific situation, helping you manage complex decisions with confidence.
Partner
David Maj
David Maj, CPA and IPA, is the founder of our practice and recognised as one of Australia’s top 100 SMSF auditors. With extensive experience in SMSF property accounting and compliance, David provides precise auditing, reporting, and strategic guidance to ensure super funds meet regulatory standards while supporting long-term financial objectives.
Partner
Morteza Bahrami
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Morteza Barhami, CA, is the Partner, bringing extensive experience in alternative investments, niche markets, and cryptocurrency. He works closely with individuals to navigate complex financial structures and maximise investment potential.
our smsf accounting services process
Setup &
Compliance
We create trust deeds, ensure investment strategies meet SIS Act requirements, and structure your SMSF with a solid foundation for compliance and growth.
Transaction
Oversight
we manage every contribution, withdrawal and investment to keep your SMSF within regulatory limits, correctly taxed and ready for audit, across property, shares and crypto.
Audit
Coordination
We apply tax strategies to reduce liabilities and coordinate directly with a fixed-fee external auditor, ensuring a smooth and straightforward audit process at year-end.
Risk
Reviews
As your SMSF accountant, we monitor tax laws and regulations, alert you to rule changes, and assess the risks of new investment opportunities before they affect your fund.
setting up a self managed super fund (smsf)
Establishing a self-managed super fund (SMSF) involves specific steps, each with its own regulatory requirements and setup costs. Here’s an overview of the process and what to factor into your budget at each stage.
1. Establish SMSF structure and trust deed
5. Roll over existing super
2. register fund with the ATO
6. Create your SMSF investment strategy
3. Set up SMSF bank account
7. Set up insurance for members
4. Obtain an ESA (Electronic Service Address)
8. Engage accountant and appoint auditor
Deciding Between an Industry Super Fund and an SMSF
Industry super funds provide ready-made investment options that are managed by professionals to ensure everything stays compliant with regulations. They’re ideal for people who want a hassle-free way to grow their super, with experts taking care of a mix of investments like shares, fixed interest, and cash. For many, it’s an easy and hands-off approach to building retirement savings without needing to make ongoing decisions.
An SMSF gives you direct control over how your super is invested. Trustees can choose assets like property, crypto and private investments, or tailor strategies to match specific financial goals and risk preferences. This flexibility appeals to those wanting greater involvement in retirement planning or seeking access to opportunities unavailable through traditional funds. However, SMSFS require a strong understanding of regulatory obligations, as trustees are responsible for ensuring the fund remains compliant with superannuation laws.
One of the main differences between industry super funds and SMSFs is how administration and compliance are handled. With industry funds, tasks like tax reporting, audits, and keeping up with regulatory changes are all managed for you. In contrast, SMSF trustees are responsible for overseeing these requirements themselves. That’s why many turn to SMSF accounting services to handle reporting duties and simplify the annual audit process. Partnering with experienced SMSF accountants helps maintain accurate records, stay compliant, and make informed decisions as rules change. While SMSFs offer more control and flexibility over investments, they also require significant time, attention, and professional guidance to manage properly.
Because Your Finances Don’t Stop at Super
When you're serious about building wealth and taking control of your financial future, managing an SMSF is just the start. Staying ahead means having every part of your finances working efficiently, from tax obligations to bookkeeping and business accounting. It’s not about doing more; it’s about knowing the right areas to streamline, so you can get on with it.
DKM Accounting & Taxation Services was the best value for my tax return. David was very helpful, and the process was quick and hassle-free. Highly recommended.
Need a good tax team? David and his crew are the best. I’m very happy with my yearly return and their great service. Even when it’s busy, David finds time to answer my questions. I highly recommend them. You won’t be let down. Thanks, David and team!
Julia C.
Always had positive experiences with DKM .
David and the team have been very helpful .
jon.
locations
Find DKM Accounting near you. Our locations make expert financial support easily accessible, whether in person or online.
Deakin, ACT 2600
Location
2/8 Phipps Cl,
Deakin ACT 2600
Hours
Monday: 9:00 am - 5:30 pm
Tuesday: 9:00 am - 5:30 pm
Wednesday: 9:00 am - 5:30 pm
Thursday: 9:00 am - 5:30 pm
Friday: 9:00 am - 5:30 pm
Saturday: Closed
Sunday: Closed
Bella Vista, NSW 2153
Location
408, 29 Lexington Drive
Bella Vista NSW 2153
Hours
Monday: 9:30 am - 6:30 pm
Tuesday: 9:30 am - 6:30 pm
Wednesday: 9:30 am - 6:30 pm
Thursday: 9:30 am - 6:30 pm
Friday: 9:30 am - 6:30 pm
Saturday: Closed
Sunday: Closed
Speak with an SMSF Accountant
Ready to manage your fund with confidence?
frequently asked question
what is a smsf ?
A Self-Managed Super Fund (SMSF) is a private super fund where members control their investments. Unlike industry funds, SMSFs allow investment in property, shares, crypto, and other assets, but trustees must handle compliance, tax, and audits.
An SMSF can have up to six members, all responsible for managing the fund and ensuring it meets superannuation laws. This includes keeping records, lodging tax returns, and organising an annual audit.
While SMSFs offer more flexibility and tax control, they come with higher costs and responsibilities. They’re usually most cost-effective for balances over $200,000 and best suited for those willing to manage compliance and investments.
frequently asked question
You cannot live in a residential property owned by your SMSF while still working. Superannuation laws require SMSF investments to be strictly for retirement purposes, meaning you or any related party cannot occupy or rent the property before meeting a condition of release.
To legally live in your SMSF property, you must first reach preservation age and fully retire. Once this happens, you can either transfer the property out of the SMSF, which may trigger capital gains tax, or start a pension within the fund while keeping the property inside. For commercial properties, different rules apply. If you own a business, your SMSF can lease the property to your company at market rates, allowing legal use while maintaining compliance.
frequently asked question
Only an ASIC-registered SMSF auditor can audit your fund. The auditor must be independent and cannot be a trustee, member, accountant, or financial adviser associated with your SMSF. Audits are mandatory and must be completed annually before lodging your SMSF annual return with the ATO.
Your auditor will review the fund’s financial records and compliance with superannuation laws, including investment restrictions and contribution limits. If any issues arise, they must report them to both the trustees and the ATO. Choosing an experienced auditor familiar with SMSF regulations ensures a smoother process and helps avoid compliance breaches.